Closing Agent Certification & Authorization - Please read carefully
I hereby authorize Secure Insight to (a) use my information, including non-public identifying information, to conduct public data searches with data aggregators, and (b) share all or any part of my information (in this application and from search results) with their lender clients, solely for the purposes of (i) evaluating my risk for fraud and consumer harm, (ii) determining the risk of my receiving lender documents and consumer NPI, and (iii) qualifying for insurance coverage from risk of loss from malfeasance at a mortgage closing. This authorization is in effect until withdrawn in writing by me.
Privacy Act Statement - Please read carefully
Authority: The authority for collecting this information is established through third party vendor management directives issued by the Consumer Financial Protection Bureau (CFPB) and the Office of the Comptroller of the Currency (OCC), and directives and recommendations published by the Department of Housing and Urban Development (HUD) and the National Credit Union Administration (NCUA) governing bank, mortgage lender and credit union lending activities generally.
Principal Purpose(s): This information is needed to verify your business and personal identity and to conduct a fraud risk assessment to evaluate your eligibility (as determined by the lenders with whom you conduct business) to receive and disburse bank mortgage proceeds, and to handle certain financial documents containing lender and consumer legal, regulatory and NPI information. Furnishing this information, including the last four digits of your SSN and date of birth is necessary in the timely processing of your vendor management approval application. Failure to provide it will delay and may prevent completion of your fraud risk assessment and result in your inability to act as a lender's settlement agent and delay a consumer's loan closing.
Routine Uses: Principle disclosures of your NPI include disclosure to internal staff to conduct appropriate risk evaluations, entry of certain identification data to conduct public records searches using various public data aggregation tools and government record repositories to retrieve your civil litigation and criminal history record; verifying your license status, inquiries regarding insurance, bonds and other information relating to your risk assessment. All data is stored in a safe environment and managed using appropriate data security protocols, backed by cyber liability and E&O insurance.
No Consumer Credit Access: We do not obtain or view your personal consumer credit report as a component of this fraud risk assessment program.